A wealth creation journey
from 1x to 110x.
Systematic investments in equity markets with adaptive and objective methods of stock selection and allocation.
Polaris aims to generate consistent alpha through:
Polaris follows a structured framework.
Determining where the market stands in its cycle before a single position is taken.
Isolating sectors and themes with structural tailwinds aligned to the prevailing regime.
Running candidates through a multi-factor model to rank quality, momentum, and risk.
Validating that price behaviour supports the thesis before committing capital.
Deploying capital with conviction while keeping risk concentration in check.
Judgment at the top. Discipline in execution.
We read where markets are in the long and short-term debt cycle to position ahead of regime shifts.
Discretionary overlays account for geopolitical, macro, and policy-driven tail risks before they hit portfolios.
Human judgment identifies high-conviction secular themes aligned with the current market regime.
Proprietary algorithms score stocks across momentum, quality, and value factors simultaneously.
Every signal is stress-tested against historical bull, bear, and sideways market environments.
Algorithmic order routing ensures speed, precision, and zero emotional interference at entry and exit.
The system self-refines as new data arrives, keeping the edge sharp across changing conditions.
Conclusion
The integration enhances adaptability and consistency. When human foresight guides the strategy and machines handle execution, the result is a portfolio that thinks clearly and acts decisively — in every market environment.
Performance-Aligned. Investor-First.
Polaris is structured on a capital-doubling performance model.
- No fixed management fee
- No performance fee until initial capital is doubled
For staggered additions, performance is calculated using a 26% XIRR hurdle (3-year equivalent).
Polaris is suitable for investors who:
Can allocate ₹50L+
Seek structured, strategy-driven equity exposure
Prefer systematic execution over discretionary stock picking
Accept moderate-to-high volatility
Commit to a 3+ year horizon
Your compounding journey, cycle by cycle.
Model below uses Clearmind's published fee and withdrawal assumptions. Adjust starting capital and number of doublings to explore your own scenario.
- 1Double — your capital is assumed to double (100% gross gain).
- 2Pay — 12.5% tax on the gain, then 20% performance fee on what's left after tax.
- 3Withdraw & reinvest — you take out 10% of what you started the cycle with; the rest rolls forward.
Readable amount: ₹50,00,000 (₹50.00 L)
Summary after 7 doublings
Taken out over all 7 cycles (cumulative)
Full breakdown by cycle
Each row is one doubling. Read left to right: what you started with → what 2× looks like → what gets deducted → what remains.
| Cycle | Start with | After 2× (gross) | Tax 12.5% | Fee 20% | Withdraw 10% | Reinvested |
|---|---|---|---|---|---|---|
| 1 | ₹50.00 L | ₹1.00 Cr | −₹6.25 L | −₹8.75 L | −₹5.00 L | ₹80.00 L |
| 2 | ₹80.00 L | ₹1.60 Cr | −₹10.00 L | −₹14.00 L | −₹8.00 L | ₹1.28 Cr |
| 3 | ₹1.28 Cr | ₹2.56 Cr | −₹16.00 L | −₹22.40 L | −₹12.80 L | ₹2.05 Cr |
| 4 | ₹2.05 Cr | ₹4.10 Cr | −₹25.60 L | −₹35.84 L | −₹20.48 L | ₹3.28 Cr |
| 5 | ₹3.28 Cr | ₹6.55 Cr | −₹40.96 L | −₹57.34 L | −₹32.77 L | ₹5.24 Cr |
| 6 | ₹5.24 Cr | ₹10.49 Cr | −₹65.54 L | −₹91.75 L | −₹52.43 L | ₹8.39 Cr |
| 7 | ₹8.39 Cr | ₹16.78 Cr | −₹1.05 Cr | −₹1.47 Cr | −₹83.89 L | ₹13.42 Cr |
| Totals (all cycles) | −₹2.69 Cr | −₹3.77 Cr | −₹2.15 Cr | ₹13.42 Cr | ||
Illustrative model only. Assumes a full 2× gross return every cycle (Polaris benchmark). Tax 12.5% on gains; performance fee 20% on post-tax profit when doubling is within 3 years; withdrawal 10% of capital at the start of each cycle. Actual results will differ.
Track record.
Audited performance data will be published once the strategy completes its first full reporting cycle. Until then, back-tested model results and live portfolio metrics are available upon request during a discovery call.
Four steps to your portfolio.
Understand how Polaris aligns with your financial goals, risk appetite, and investment horizon.
Complete your Know-Your-Customer documentation and sign the PMS agreement digitally.
Transfer capital to your designated PMS account. Your funds remain in your name at all times.
Polaris begins deploying capital according to the current market regime and model signals.
Common questions, answered.
The minimum investment is ₹50 Lakhs as per SEBI regulations for Portfolio Management Services. This ensures adequate diversification within the concentrated strategy framework.
There is no regulatory lock-in. However, Polaris is designed for a 3+ year investment horizon. Early withdrawals may impact performance as the strategy requires time to compound through market cycles.
In PMS, stocks are held directly in your demat account, so capital gains tax applies on each transaction. Short-term gains (held < 1 year) are taxed at 20%, and long-term gains (held > 1 year) above ₹1.25 Lakhs are taxed at 12.5%. Your CA can optimise tax harvesting within the PMS structure.
You receive regular performance reports with detailed attribution analysis. Since stocks sit in your own demat account, you also have full real-time visibility through your broker platform.
Polaris benchmarks against the Nifty 500 Total Return Index, though the strategy's alpha-generation approach means it may deviate significantly from any single benchmark during certain market phases.
Three key differences: (1) your stocks sit in your own demat — full ownership and transparency, (2) the strategy is concentrated with 15-25 high-conviction positions vs. 50-80 in most mutual funds, and (3) the fee structure is purely performance-aligned with zero fixed management fee.
Yes. You can request a partial or full redemption at any time. Liquidation typically takes 3-5 business days depending on market conditions. There are no exit loads or penalties.
Start your Polaris journey.
POLARIS is open to investors with a 3+ year horizon and moderate-to-high risk appetite. Book a call to understand if Polaris fits your financial goals.