Discretionary portfolios.
Built for conviction and compounding.
Our PMS offering is for investors who want a dedicated equity mandate — combining macro and thematic judgment with quantitative execution and strict risk discipline.
A regulated mandate - not informal advice.
Under PMS, strategy, risk limits, and reporting are governed by your agreement and SEBI rules. You delegate execution to the portfolio manager while retaining visibility into holdings and performance.
When a pooled fund is too blunt.
PMS suits investors who need a tailored equity book, can tolerate concentration, and want alignment between fees and outcomes - not a one-size-fits-all index-hugging product.
Macro context + quant discipline.
Regime-aware positioning
We interpret where markets sit in the cycle before sizing risk - then use systematic signals for stock selection and execution.
Concentrated, high-conviction
Polaris targets a focused set of equities - built for investors who accept volatility in exchange for potential alpha.
Fee alignment
0.5% fixed management fee on Polaris; performance fees still tie to capital-doubling milestones — so incentives stay pointed in your direction.
Polaris - the flagship mandate.
One strategy today under the PMS licence: Polaris. Everything you need - objective, construction, fees, onboarding - lives on the dedicated page.
A wealth creation journey from 1x to 110x.
Systematic equity exposure with adaptive stock selection and allocation - for investors with a multi-year horizon and moderate-to-high risk appetite.
₹50L min · 0.5% fixed fee · FY 2025–26: +0.63% vs Nifty −8.23% · Audited report
- Regime identification before deployment
- Thematic screening + multi-factor filtering
- Human layer: cycle, events, secular themes
- Machine layer: signals, backtests, execution
PMS vs mutual fund vs model portfolio.
High-level comparison - not tax or legal advice. Confirm specifics with your professional advisors.
| Dimension | PMS (Polaris) | Typical mutual fund | Model portfolio |
|---|---|---|---|
| Ownership | Stocks in your demat | Units of pooled scheme | You execute trades; stocks in your demat |
| Concentration | Higher - focused book | Often more diversified | Varies by strategy |
| Minimum ticket | ₹50L+ (regulatory) | Low | Platform-dependent |
| Fee shape | Performance-aligned (Polaris) | TER + loads per scheme | Platform + asset fees |
PMS is not for everyone - by design.
Stress-test how deep losses map to required gains with the drawdown recovery calculator. If you are comparing regulated categories in Pune, start with the wealth management explainer (educational, not a directory of firms).
Four steps to a live PMS account.
Align on objectives, risk, and whether Polaris is appropriate.
KYC, risk profile, and PMS agreement per regulatory requirements.
Transfer to designated accounts; securities routed per mandate.
Portfolio deployed per current model; reporting schedule begins.
PMS questions — quick answers.
PMS is a discretionary investment service where a SEBI-registered portfolio manager makes investment decisions on your behalf within an agreed mandate. Securities are typically held in your demat account, with transparency and reporting as per regulations.
Polaris PMS is designed for investors who can allocate ₹50 Lakhs or more, in line with regulatory thresholds and the concentrated nature of the strategy.
Polaris uses a 0.5% fixed management fee plus performance fees tied to capital-doubling milestones and hurdle rates — full detail is on the Polaris page under Fee Structure.
You own stocks directly (not units of a pooled scheme), the portfolio can be more concentrated, and fee structures differ. Tax treatment and reporting also vary — your advisor can help compare for your situation.
Liquidity is subject to the PMS agreement and market conditions; redemptions are typically processed within a few business days. Polaris is designed for a 3+ year horizon even though regulatory lock-in may not apply.
No. If ticket size or risk preference does not fit PMS, consider Polaris Lite, algo strategies, or model portfolios on partner platforms — all linked from the main navigation.
See if Polaris fits your mandate.
Bring approximate investable capital and horizon. We'll map you to PMS, Lite, or model portfolios — or tell you to wait.
Book a 20-minute mandate fit callPMS from ₹50L — model portfolios from ₹10L.